Buying a
home
• What is a title examination?
• How should my name appear on the
deed?
• What is the difference between General
Warranty Deed, Special (Limited)
• Warranty Deed, and Quit Claim Deed?
• What is a survey and why should I pay
for one?
• What is an easement?
• If I have an easement over someone else’s
property why do I need it?
• If someone else has a properly recorded
easement over my property, what are my obligations
and rights with respect to that easement?
• What is an escrow agent?
• How do I know what the land surrounding
my property will be used for?
• Should I work with a real estate agent?
A real estate lawyer? Others?
• What is the difference between a real
estate broker and an agent?
• Should I consider buying a home in foreclosure?
• What is a purchase offer?
• What good is title insurance?
• Why is a deed required?
Leasing
• What are typical costs associated with
entering into a lease?
• What are typical costs associated with
ending a lease?
• Can someone refuse to rent to me because
I have children?
• My landlord didn’t give me a move-in
inspection sheet to fill out when I moved in.
What should I do?
• Can my landlord refuse to renew my lease
even though I’ve been a good tenant?
• Can my landlord give me a notice of termination
without reason?
• How do I terminate my lease?
Foreclosure
• I am a homeowner and I received court
papers for a mortgage foreclosure. What does this
mean? Do I have to move?
• I am a renter and I received court papers
for a “mortgage foreclosure”. What
does this mean? Do I have to move?
Selling a Home
• Am I required to use an attorney when
selling my home?
• Should I buy another home before I sell
my existing home?
• Do I need a contingency provision if
I have to sell my existing home before I purchase
a new home?
• Should I buy my new home and sell my
new home in the same day?
• What costs are associated with the sale
of a home?
• What do I need to do to get my home ready
to sell?
• Should I use a real estate sales agent
in selling my home?
• How do I find a real estate agent?
• What agreement do I sign with the real
estate agent when selling my home?
• When should I consider selling my home
myself?
Financing the transaction:
lenders and mortgages
• What is the difference between a fixed
rate mortgage and adjustable rate mortgage?
• Should I apply for an FHA Loan?
• Will FHA make my payments for me if I
can no longer afford to make my monthly mortgage
payments?
• What is private mortgage insurance (PMI)?
• How do I determine how much I can afford
to pay monthly for a home?
• What is a point? Do I have to pay points
when I take out a mortgage?
• How do I qualify to obtain a VA loan?
• How does the lender decide whether to
lend me money?
• What document will the lender provide
me when my loan is approved?
• What is the difference between the down
payment and earnest money?
• What is a good faith estimate?
• Why do I need an appraisal of the property?
• What happens at the closing?
